As July comes to a close, it’s time to prepare for the upcoming SSDI (Social Security Disability Insurance) payments in the United States.
August will bring four Disability Insurance payments, and some recipients may also qualify for Supplemental Security Income (SSI). Here’s a detailed look at what to expect for SSDI payments from August 1 through August 14.
In August, SSDI payments will be distributed on specific dates based on several factors, including whether recipients also receive SSI, when they started receiving SSDI, and their birth dates.
August 2 Payment
Recipients who qualify for both SSI and SSDI will receive their next SSDI payment on August 2. This direct deposit will not be delayed to August 3 because Social Security only sends payments on business days, excluding holidays and weekends.
SSI and SSDI Recipients: August 2
SSDI Recipients (before May 1997): August 2
August 14 Payment
For those who do not receive SSI and started receiving SSDI after May 1997, the second payment date in August is August 14. This applies to recipients born between the 1st and 10th of the month.
SSDI Recipients (post-May 1997, born 1-10): August 14
Here is a summary of the eligibility criteria for the two payment dates:
Eligibility
Payment Date
Note
SSI and SSDI Recipients
August 2
Payment will not be sent on weekends/holidays
SSDI (before May 1997)
August 2
SSDI (post-May 1997, born 1-10)
August 14
If your birth date is after the 10th, you will need to wait for subsequent payment dates later in the month.
Payment Amounts
The average SSDI payment amount for August 2 and 14 is $1,537. However, the actual amount can vary based on individual earnings history and work duration. Here are the key points:
Average Payment: $1,537
Maximum Payment: Up to $3,822 (for those who earned the taxable maximum for 35 years in SSA-covered jobs)
If you receive a smaller amount, you may be eligible to apply for SSI and SNAP benefits to supplement your income. Remember, SSI can add to your monthly SSDI check. For those on SSI, you will receive an additional payment on August 1 for August and another on August 30 for September.
SSI and SNAP Benefits
For recipients who receive a smaller SSDI check, applying for SSI and SNAP benefits can provide additional financial support. SSI acts as a supplement to your monthly SSDI check, ensuring you have enough income to cover basic needs.
Important Dates Recap
Here’s a quick recap of the key dates to remember for SSDI payments in August 2024:
Payment Date
Recipients
August 1
SSI payment for August
August 2
SSI and SSDI recipients, SSDI (before May 1997)
August 14
SSDI (post-May 1997, born 1-10)
August 30
SSI payment for September
Understanding the SSDI payment schedule and eligibility criteria is crucial for planning your finances. Ensure you mark these dates on your calendar and stay updated on any changes from the Social Security Administration.
If your SSDI payment is insufficient, consider applying for SSI and SNAP benefits to help cover your expenses.
FAQs
When is the first SSDI payment in August?
August 2 for SSI and SSDI recipients.
Who gets the SSDI payment on August 14?
Recipients not on SSI, post-May 1997 SSDI recipients born 1-10.
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